// EmanPay
Credit Card Processing for NY & NJ Businesses
EmanPay gives businesses across Staten Island, New York City, Brooklyn, Queens, Manhattan, the Bronx, and New Jersey a faster, more transparent way to accept credit cards. From countertop terminals to fully integrated online checkout, our processing is built to keep transactions secure and your costs predictable.
// All Major Cards, One Simple Setup
All Major Cards, One Simple Setup
EmanPay processing accepts Visa, Mastercard, American Express, Discover, and contactless payments including Apple Pay and Google Pay. Whether you run a single register or multiple locations, your transactions settle through one dashboard with next-day funding.
// Built-In Security
Built-In Security
Every transaction is protected with PCI-DSS compliant encryption and tokenization, plus real-time fraud monitoring. That protects your business and your customers from chargebacks and data exposure.
// Lower Effective Rates With Cash Discount
Lower Effective Rates With Cash Discount
Many of the businesses we work with in New York City and New Jersey use a cash discount or dual pricing program to significantly reduce or eliminate their processing costs. We'll walk you through whether that structure fits your business model during your free rate review.
// FAQ
Frequently Asked Questions
What card types can I accept?
Visa, Mastercard, American Express, Discover, and contactless/digital wallet payments like Apple Pay and Google Pay.
How quickly do funds reach my bank account?
Most EmanPay merchants receive next-day funding on approved transactions.
Is online credit card processing available?
Yes, EmanPay supports integrated payment gateways for ecommerce and invoice-based businesses in addition to in-person processing.
What happens if there's a dispute or chargeback?
Our support team helps walk you through the documentation process and works to resolve disputes as quickly as possible.